* Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period.
Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly.
Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR
Snap Finance offer point of sale loans that are up to 24 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled!
They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full loan term.
Please note: A hard credit search will be required at point of completion of your loan.
All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can’t wait, let Snap pay for it, then settle within 4 months!
* Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period
Please take a look at the criteria below that makes you eligible for a Snap Finance loan today:
There is a minimum £15 deposit if you’re approved, but you won’t need to pay that until you’ve chosen your items and are ready to sign the agreement.
This will be deducted from the total amount of the loan!
Representative example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30%, Weekly Repayment £14.22, Term 104 weeks, Total Payable £1493.88, Representative 69.9% APR
Maple Furniture Ltd is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference number 741813). Snap Finance Ltd’s permissions as a Principal Firm Allows Maple Furniture Ltd to act as a credit broker, not a lender. Snap Finance Ltd act as the lender.
Credit Subject to status. Terms and conditions apply.
Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 OAB
Sofas on finance are the ideal option if you don’t have a lump sum available once you have found your perfect sofa. When you choose a sofa, you don’t want to scrimp on the cost – new sofas should be an investment that you want to last. All our buy now pay later sofas are affordable and easy to apply for. You can buy stylish corner sofas, sofa beds and recliner sofas at 0% finance with later pay weekly or pay monthly finance options. Our Snap Finance offer point of sale loans so you can have the sofa of your dreams without having to pay upfront.
Step 1 – choose your Snap Finance Sofas
Here at Maple Furniture, we have a wide range of sofas on finance available to choose from including corner sofas, fabric sofas and much more!
Pay monthly sofas are the perfect option for you to have the sofa you really want without having to save and potentially miss out on the sofa of your dreams. Simply choose the right sofa for you and ask us about your payment options, it is as easy as that!
Step 2 – Decide on your payment plan
Our Snap Finance sofas have repayment options to suit everyone – from pay weekly sofas, to a corner sofa pay monthly plan and even a 0-finance sofa plan. No matter what your circumstances are, there is a payment plan to suit you, and it is quick and easy to apply for. You can choose to pay weekly corner sofas, monthly, fortnightly, or even every four weeks with a representative APR of 69.9%.
Pay weekly sofas Pay in 4 loan is an added bonus you can’t refuse. If you pay off your full amount in 4 payments or less then any interest will be cancelled. If you don’t want to wait for your new sofa then let Snap Finance help get you your dream living room.
Frequently Asked Questions
When do my payments start?
Payments will start when you decide during your repayment plan. You can choose to pay weekly, fortnightly or monthly, and payments will be auto-debited straight from your account. You will find out if you have been accepted instantly so there will be no waiting around for your new sofa.
Are there any arrangement fees or hidden extras for credit?
There are no hidden arrangement fees or hidden extras for credit, all interest will be known upfront when you sign up to the plan. If you want to help reduce your interest, then you can choose our Pay in 4 option – simply settle your loan within 4 payments and we will cancel the rest of the interest owed.
Once my application is approved, what happens next?
You will get an instant decision when you sign up for our sofa finance, so you will know on the spot if you have been accepted for finance. Then you will need to decide your repayment options and how frequently you want to pay. Once all that has been decided and the application has been signed you are free to take your new sofa home with you! It is as easy as that.
If my application is not successful, when can I re-apply?
If for any reason your credit application is declined, your order is automatically cancelled. You will be redirected to Maple Furniture’s website to complete your purchase in another way. Speak to one of our friendly team for more information if your application is not successful
How does pay later work?
Pay later is exactly what it says on the tin. If you want to take your new sofa home with you at the point of sale but don’t have a lump sum saved up, then Snap Finance can help. They will loan you the money and agree a repayment plan that you can afford at a later date.
What do I need to provide when I make a purchase?
In order to be approved for a Snap Finance sofa you will need to be over 18 years old, have an active current account that can accept Direct Debits, have at least £200 per week as your income, be a resident in the UK and have a valid debit or credit card. All you will need to do on the day is pay a £15 deposit and the sofa of your dreams is yours.
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